SMS Wireless Policy for CarLoansNow.org

By providing your cell phone number, you have provided CarLoansNow.org, its third party services providers and/or finance providers/lending entities with consent to send you text messages in conjunction with the services you have requested. Your cellular provider’s Msg&Data Rates may apply to our confirmation message and all subsequent messages.

You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private.

Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.

If we modify this SMS Wireless Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time.

If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information:

CarLoansNow.org support@CarLoansNow.org

You agree and consent to be contacted by the Company, Our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, third party collectors, third party service providers and finance providers through the use of email, and/or telephone calls and/or SMS text messages. to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, autodialers, or an artificial or prerecorded voice.

You understand and agree, that once CarLoansNow.org shares your application information with an affiliate or third party, CarLoansNow.org is not responsible for such affiliate’s or third party’s handling of the information. These parties each have their own policies for collecting, sharing, and using your information and if you desire to stop receiving communications, offerings, marketing, or any other type of service from affiliates or third parties, you should request removal by contacting the affiliate or third party directly.

Opt-out or STOP

This policy applies to the text messages sent by CarLoansNow.org to our customers during and after using our product. If you wish to stop receiving marketing text messages from CarLoansNow.org, reply to any text message we have sent you and in the reply text simply type STOP. [If you wish to stop receiving all text messages from CarLoansNow.org, including those with information about payment due dates or missed payments, type STOP ALL in the reply text you send us.] Your stop request will become effective within one business day. You may also stop text messages by calling us or emailing us using the contact information below.

Help or Support

If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. Upon receiving your text message, we will send you a text message with this information. It is our policy to send no more than six message[s] per month. In general, the messages we send provide you with information about your account. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access.

Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. The APR for CarLoansNow.org car loans is 30%-34.87% (varies based on credit requirements). Repayment terms are greater than 60 days and up to 60 months. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

The following chart illustrates the cost of a premier loan to the borrower. Please let us know if you have any questions or queries. We are happy to answer all questions and provide any additional information that you may need. Our process is completely transparent, ensuring that you are able to make an informed decision.

Annual Percentage Rate Finance Charge Amount Financed Min Monthly Payment Total of Payments Number of Months
35.89% $1049.80 $2525.00 $148.95 $3574.80 24 minimum
34.87% $2052.05 $2525.00 $104.02 $4576.88 44 maximum